Travel insurance is a financial protection plan designed to cover unexpected expenses while traveling, including medical emergencies, trip cancellations, lost luggage, and travel delays.

Main Coverages
  • Medical & emergency care: Hospital, doctor visits, prescription drugs abroad. This is the big one since your regular health insurance usually doesn’t work overseas.
  • Emergency medical evacuation: If you’re in a remote area or need to be flown home for treatment.
  • Trip cancellation/interruption: Refund if you cancel for covered reasons like illness, family emergency, or severe weather. Interruption covers costs if you have to cut the trip short.
  • Baggage loss/delay: Compensation for lost, stolen, or delayed luggage and personal items.
  • Travel delay/missed connection: Pays for meals, hotels, transport if your flight/train is delayed past a set time.
  • Personal liability: Covers legal costs if you accidentally injure someone or damage property while traveling.